In a post-screen-scraping era of fintech, delivering consumer-directed experiences is not optional for wallet apps. Open banking compliance endpoints must handle: - Tokenized access and refresh flows - Compliance-driven data segregation - AU-specific CDR schemas - Uptime and rate-limit SLAs zngx — or zngx.io — is a compliance-embedded API platform https://spiroq395nnn1.fare-blog.com/profile