*Married (submitting separately) can use the limits for single people if they've not lived with their wife or husband in past times 12 months. A SDIRA is considered “self-directed” mainly because While a custodian or trustee administers the account, the account holder specifically manages the investments and assumes all hazard. https://wealthpreservationstrateg30501.thechapblog.com/37402945/non-traditional-ira-options-fundamentals-explained