Bip39 bip44 https://www.bitsdujour.com/profiles/wWbptt The final phase of BIP-39 is building the particular binary seed and that is then utilised as a master key in BIP-32 deterministic wallet or utilizing other solutions. For words that only have three letters, there isn't any 4th letter. For example While using the word “insert”, https://worldsocialindex.com/story5585401/enter-your-bip39-mnemonic-bip39-compatible-wallet-options-https-x-com-tundra838554