This page from Federal Pension Advisors explains Regulation CC, which governs how quickly banks must make deposited funds available to customers. It includes a detailed chart outlining various deposit types—like checks, electronic transfers, and money orders—and the timelines for fund availability. It also highlights exceptions where banks can extend holds, such as for large deposits ... https://www.federalpensionadvisors.com/post/reg-cc-funds-availability-chart